Thank you for visiting the Home Inspection Insurance Program webpage!

As the Founder of the program, I welcome you to review the General Liability and Errors & Omissions options that are available for you and your business. CH Insurance has relationships in place with companies that are ready to service the Risk Management for Home Inspectors in most states with coverage that is comprehensive and competitively priced. Please feel free to call / email with any questions you may have.

General Liability / Errors & Omissions Insurance Programs for Home Inspectors

CH Insurance Brokerage has Insurance Programs for Home Inspectors in most states that is very cost effective and exceeds licensing requirements for all License Departments. General Liability does not have to be obtained with Errors & Omissions as there are competitive markets for both. Many home inspectors have found that there can be significant savings on their General Liability. Down payments can be billed out and payment plans are available.

General Liability Highlights

  • $1,000,000 Occurrence / $2,000,000 General Aggregate Limit
  • $1,000,000 Hired & Non-Owned Automobile Coverage
  • $5000 Contents Coverage - $250 or $500 Deductibles
  • $25,000 Computer & Media Coverage (often excluded on policies)
  • Business Income and Extra Expense

Errors & Omissions Highlights

  • $100,000 - $1,000,000 Liability Limit
  • $1000 - $10,000 Deductibles available
  • Radon & Termite / Pest Endorsements available
  • Referral Endorsements available
  • Multiple Inspector coverage

Contact: Schuyler Hellings
 
  • (315) 234-7500 x5343
  • (315) 234-7508
  • (888) 400-8087 x5343 Toll Free


email: shellings@chinsurance.cc
General Liability / E & O Applications
 
Click Here for the General Liability Form On-line.

Click Here for the E & O Application On-line.
To print and fill out the application by hand, Click Here.
Watch Schuyler on NACHI TV
 
Watch Schuyler on NACHI TV
To watch Schuyler on NACHI TV Click Here or on the movie thumbnail to be redirected.
 
12/29/2011
 
Happy New Years!

CH Insurance and it's staff would like to wish everyone a safe and fun New Years! The agency will be closed on January 3rd, reopening January 4th.
11/22/2011
 
HAPPY THANKSGIVING!!

CH Insurance Brokerage would like to wish all it's clients a safe and happy holiday! The office will be closed Nov. 24th & 25th in observance of Thanksgiving, reopening on Monday Nov. 28th.
10/06/2011
 
InterNACHI Conference in Melbourne, Fl.

I will be in Melbourne, Fl. from 10/27 - 10/29 attending the Melbourne InterNACHI Confernece (http://melbourneconference.inspectorpages.com/. If you are near the area and can attend, please do! Michelle & John Shishilla have gone to great efforts to put together a first class event! Be sure to register ASAP and I hope to see you there!
09/08/2011
 
Preferred Home Inspectors Program!

http://www.nachi.org/ch-insurance.htm
07/27/2011
 
Preferred Home Inspectors Program!!

Preferred Home Inspectors E&O Insurance Program CH Insurance Brokerage, Inc. is excited to announce the success of a Preferred Home Inspector E&O Insurance Program. If you are a Home Inspector meeting the following qualifications, you could qualify for E&O coverage for as little as $1122* per year. Are you: A member of InterNACHI? Currently operating at less than $100,000** of Gross Sales annually? Claim Free over the last 5 years***? In your Home Inspection career for at least 3 years? If you have answered “Yes” to the questions above, you should qualify for Errors & Omissions with coverages such as: Commercial / Residential Inspections, Contingent Bodily Injury & Property Damage, WDI /WDO, Pool & Spa, Water & Septic Testing, Carbon Monoxide & Radon, Multi Inspector firms. Those coverages are all part of the Standard Policy, the Preferred Policy offers all previously mentioned as well as: EFIS & Stucco, New Construction & Code Compliance, Lead & Lead Based Paint Testing. Prior Acts & Premises Liability are available. Does your currently policy have these coverages? Call or email Schuyler Hellings of CH Insurance Brokerage, Inc. (www.chinsurance.cc/homeinspectors) today, to find out how you can become a part of this Comprehensive and Cost Effective program. 888-400-8087 x5343 Toll Free, 315-439-3496 Cell or shellings@chinsurance.cc. As always, Schuyler will consult ALL InterNACHI members on ANY insurance matter, ANY time with no obligation on their part. *Stamping and or Filing Fees vary by state **Mutli-Inspector / Individual firms with sales over $100K are eligible for the program at competitive pricing ***Home Inspectors with claims can be considered on a case by case basis. Payment plans are available.
06/06/2011
 
Free InterNACHI Memberships

If you have never been a member of InterNACHI before, go to www.nachi.org/free.htm to get your first year for FREE! This benefit is courtesy of Nick Gromicko, founder of InterNACHI.
03/22/2011
 
Heading to San Antonio!

Many thanks to Perry Zelner & Dick Potthoff of the San Antonio Chapter of TAREI ( www.sa-tarei.com ) for having me as their guest speaker on April 5th. It will be at the Champions School of Real Estate, 10000 San Pedro Ave, San Antonio TX 78216. I will be discussing General Liability as well as E&O Insurance for Home Inspection. Coverage scenarios, Claims Examples as well as a Q&A session will be there for those in attendance. If you are nearby and can make the meeting, please be sure to introduce yourself!
03/02/2011
 
Rising E&O costs bringing you down?

I've received a lot of phone calls over the last several months from Home Inspectors who have been getting E&O renewals. A common concern is the rising costs of the policies. Some of the policies have added surcharges to belong to an organization to have access to the insurance or charge an unreasonable amount for a payment plan. Take the time to give me a call, I'd be happy to provide a quote for you. I put everything in black and white in front of you before you make a decision. If I believe you have competitive and comprehensive coverage, I will tell you so or recommend you to another insurance organization that will be able to help you. Remember, I consult ANY Home Inspector, ANY time on ANY insurance matter.
01/21/2011
 
http://fl.nachi.org/floridainsuranceinspectors/event676.html,

I will be at this event, if you are there, please introduce yourself!
01/14/2011
 
General Liability for Florida!!

CH Insurance is proud to now offer General Liability to Home Inspectors in the state of Florida! This policy will enable those who have to conform to the new regulation of maintaining General Liability Insurance to get licensed. It's an easy process and everything can be done over the phone and online. Call today to get a policy that will work for you!
01/03/2011
 
E&O Programs

2011 Could be the year Experienced (3 yrs or more) and New Home Inspectors are able to obtain extremely Comprehensive & Cost Effective policies. Call or email to find out more, no obligation.