Welcome Back 50 Under Fifty
Designed Health Care Insurance for Small Businesses with Under Fifty Employees
I own a small business that covers my mom and dad on our employee health plan. We were paying for platinum level premiums – over $20,000 a year. I contacted the CH Team asking if there was anything at all they could do to help. They got right on it and determined my parents already were paying their part B Medicare premiums.
CH reviewed their list of doctors, hospitals and prescriptions and determined that everything could be covered under a Medicare Advantage Plan! They moved Mom and Dad to a $0 premium Medicare product and saved my company over $20,000 a year!
Small business owners have unique needs when it comes to health insurance for their employees. If you're a small business owner, you already wear many hats. That's where this program steps in and makes life a whole lot easier.
TOP FIVE REASONS 50 UNDER FIFTY MAY BE RIGHT FOR YOUR SMALL BUSINESS
(These are FREE Value-Added Services provided to your business exclusively from CH Insurance)
TOTAL ACCESS TO CH Connect
Online enrollment platform > Who needs paper when you can log in and make all your benefit elections.
COBRA Total Coordination
Who wants to deal with the dreadful mailings of COBRA and making sure you are in compliance. When you’re a 50 Under Fifty Small Business Health Insurance partner with CH – we handle all of COBRA for you.
When issues arise or you just need reassurance, we have an HR hotline for you to call. Service INCLUDES a FREE Employee Handbook review.
Your Total Advocate
Our Team of Small Business Health Insurance Experts are in your corner when you or your employee has an issue. When there’s a claim not being paid, RX being denied, having trouble getting an MRI approved, we’re ON IT. We work with the individual and gather all the details and deal directly with the carrier on their behalf. We schedule Peer Reviews between doctors and Carriers and keep the individual informed of all the steps.
Since all rates are fixed (all insurance agents must work with the same rates) it really comes down to commitment to service and your partnership.
Rather than only seeing 2 or 3 plans at renewal, when you work with us you have access to multiple carriers including all 32 Excellus plans to review and make an informed decision. After all when you’re investing money monthly, wouldn’t you want to make sure you're seeing all your choices?
Let our in-house CH Financial team assist you, your company, and your employees with ALL important retirement and financial decisions. From commercial lending consulting for your business, to personal wealth management (like rollovers or asset management), to conversations about your existing or new qualified plan (401k), to key-person life or disability insurance. These are just some other ways that ... CH is in YOUR corner!
24/7 Online with CH Connect
As a trusted partner of many companies of all sizes for years CH Insurance has prided ourselves on Client relationships.
As a leader in the field of Employee Benefits, we have a long tradition of meeting the unique benefit needs of employers through utilizing our network of carriers.
We excel at finding solutions to the health insurance needs of businesses of all sizes. From large corporations to Sole Proprietors our agency works to develop high-quality plan benefits with great provider networks while keeping costs in check.
Our internal team develops health plans and innovative programs based on one simple idea — that we care about our clients and their employees.
Our Services Include:
Plan Design Consultation and Evaluation
Plan Management and Enrollment Services
Annual Benefits review
On Line Access to Benefit Information
Automated! Streamlined! CH has implemented this custom, online portal CH Connect.
CH Connect allows for an automated, streamlined open and ongoing enrollment process that benefits both the employee and your Human Resources Department.
The system maintains a direct feed with carriers and payroll companies alike ensuring accurate and timely employee management.
All employee information can be populated into any variation of reporting desired at the press of a button.
Regardless of the size of the company and if numerous locations exist, CH Connect can coordinate enrollment and reporting needs swiftly and accurately.
Dental care can be expensive, and it may be challenging to know how to budget for it. We offer dental insurance coverage options for all your needs. At CH Insurance we make it easy so both your company and employees can enjoy the convenience and simplicity you need by providing you the dental insurance options you are looking for. From your basic dental needs to major plans to include Orthodontia we can help.
Our eyes are one of the most vital parts of our body and protecting your vision is one of the most important things you can do for your employees and their families. Group vision coverage provides valuable protection to our eyesight. Coverage includes annual eye exams, comprehensive packages for eyeglasses, contacts and prescription sunglasses.
Group Life Insurance
In today’s very competitive employment market, voluntary benefits increase job satisfaction and retention. As an employer offering these benefits helps attract and retain staff while helping to recruit top executives while enhancing the company’s existing benefits program.
Short and Long term Disability