When a claim exceeds your personal insurance, your personal assets may be exposed. Personal umbrella insurance coverage adds an extra layer of liability protection

For most New York employers, 2026 compliance risk won’t come from a single sweeping change. Instead, it will come from a series of smaller but meaningful adjustments affecting wages, benefits, payroll deductions, unemployment costs, and reporting obligations. Individually, these changes may seem manageable; collectively, they demand planning. Below is a practical, employer-focused round-up of the most significant New York State payroll and HR issues for 2026, ordered from tho

Underneath the beauty of a fresh snowfall often lies significant underlying hazards to personal safety, property integrity, and business continuity. Winter is more than just a seasonal shift; it is a complex risk environment that demands proactive identification, assessment, mitigation, and monitoring. Adopting a formal risk management approach is crucial for transforming a potentially dangerous and disruptive season into a manageable operational challenge. As the temperature

In Your Corner on a commercial insurance claim loss means keeping things simple... and effective so we can get you back to business. How to make that process simple from loss to recovery...