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Personal Insurance Claims: Your Step-by-Step 2026 Resolution Guide
Nobody plans for disaster. But when your home floods, your car gets totaled, or a tree crashes through your roof, knowing what to do in those first critical hours makes all the difference between a smooth resolution and months of frustration. At CH Insurance, we believe in being in your corner when it matters most—not just when you sign the policy, but certainly if and when you need to use it. The First 24 Hours: Take These Steps Immediately Document everything. Before you


New York State’s FY2026 Budget Brings Major Changes to Unemployment Insurance
New York State’s FY2026 budget includes a sweeping overhaul of the Unemployment Insurance (UI) system. The changes provide immediate cost...


The Causes and Consequences of Underinsurance
Robust insurance coverage is a cornerstone of effective risk management for small businesses. A single uninsured event—such as a fire,...


Sending Your Student Off to College?
What New York Parents Need to Know About Auto Insurance It’s that time of year—dorm supplies are piling up, campus maps are printed, and...


Small CHoices = BIG CHange with CHooseWELL Employee Well-Being at CH
oseWel CHooseWELL with CH Insurance When it comes to supporting employees, most companies rely on an EAP (Employee Assistance Program)....


Local Strength Meets Road-Ready Confidence: CH Insurance & Northside Collision Team Up
In a world where trust and reliability matter more than ever, two family-owned CNY local businesses - CH Insurance and Northside Collision - are teaming up to deliver unmatched confidence to Central New York drivers.


NY Workers' Compensation Rates Anticipated to Decrease in 2026
The NY Compensation Insurance Rating Board (NYCIRB) recently voted to file for a 13.2% decrease in overall workers' compensation loss...


Top Health Plan Compliance Issues for 2025
In 2025, the Affordable Care Act (ACA) reporting saw a simplification with Form 1095-C only needing to be distributed upon request. . The...


Is Your Small Business Ready for the Unexpected?
Essential Coverage Every Family Enterprise Needs Small businesses are built on big dreams, and those dreams run even deeper when family...


Ask the Expert: How CH Insurance’s BOOST Program Optimizes Group Benefits for Small Businesses
Featuring Joe Courcy, Assistant VP, Group Benefits, CH Insurance For small business owners, navigating the complexities of group benefits...


Shifting your employee benefits to put wellness in the center.
Across the world, interest in wellness is increasing. Searches for wellness-related topics like "seasonal depression," "meditation,"...


AI & INSURANCE: A GOOD OR BAD THING FOR CLIENTS?
It seems like these days you can’t read an article or listen to a story without AI being mentioned. Whether we like it or not, AI is all...


2025 HR Compliance Round-Up
As we move into 2025, employers in New York will need to stay on top of several new compliance changes that either recently went into...


President’s Message: Next Level Commitment in 2025
A s we begin a new year, I want to take a moment to reflect on the incredible work we’ve accomplished together and share my excitement...


...Where Every CHampion Belongs
Join the CH Team! CH Insurance is hiring a Personal Insurance/Marketing & Customer Service Professional


CH Insurance, Your LOCAL Partner for Insurance, Risk Management & Group Benefits
Massive shifts have transformed workplaces and the world , including the insurance industry. From the advent of AI and digital...


GETTING YOUR HOME AND AUTO READY FOR THE CHANGING SEASONS
Moving from Summer to Fall brings many changes: back to school, leaves changing colors, football, cooler weather, etc. It’s also a time...


How the Back-to-School Season Impacts Time-Off and Sick Leave For Working Parents
As the back-to-school season approaches, many of us feel the shift in routines. Whether navigating new school schedules, coordinating...


Effective Management of Seasonal Employees: A Guide for New York Employers
Managing seasonal employees becomes crucial as businesses gear up for the busy summer season. From compliance with complex state and...
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