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"What is umbrella coverage and why would I need it?"
Umbrella policies are one of the most misunderstood types of insurance because of the comprehensive image of an “umbrella.” "People think...


Would you drive blindfolded?
You would never dream of stepping into a car to drive - blindfolded. Would you? The dangers of distracted driving are real. We see a new...


Have a teenage driver at home?
If you have a teenage driver in your home, you'll want to read this article today! Not too long ago it was 7pm and I was at a concert...


2020 Vision
Resolve We're all familiar with the list of resolutions we put together for the new year. We're also familiar with how difficult for so...


Paying it Forward
Most are familiar with the film "Pay it Forward" with actor Haley Joel Osment. The story centers around a 12 year old boy in Las Vegas...


Michele Porto is synonymous with Five Star
Whenever we do our client and carrier partner surveys here at CH, there seems to be an inspiring pattern that's well-known to not only...


What you need to know about Holiday Party-Time!
Being smart for your Business and Employees Many of the holiday functions we will be hosting and attending this holiday season will...


Keeping your Workers' Comp Premiums in check
Thanksgiving is here! and we all have a great deal to be Thankful for... including our employees and their well-being. Every business...


Need to get to work on your Workers' Comp?
As the close of 2019 is fast approaching, it's an excellent time to review some of your staple insurances as a business owner, including...


You might need Professional Liability Insurance
Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services....


Work-Fit: Do you have a Wellness Plan?
While offering health coverage and benefits for employees and dependents is a major business expense, lost productivity due to physical...


Cyber Security for Small Businesses
High-profile cyber attacks on well-known national and international companies have raised awareness of the growing threat of cyber crime....


Protecting Your Company against Employee Fraud
Employee fraud is something employers should always be mindful about, particularly when economic times are hard. Employees who normally...


Top Ten Ways to Control Your Experience Modification Factor (MOD)
Your experience modification factor, or mod, is an important component used in calculating your workers’ compensation premium each policy...


Is an HSA Account right for me?
How's it going with assessing your insurance plan for 2020? Today we're going to focus in on whether individuals should select to have a...


Beyond the Benefits: Vision & Dental
As we continue the Beyond the Benefits Series, you might recognize a common theme: attracting great talent to your organization is...


Beyond the Benefits: Voluntary Benefits
Welcome Back! to the Beyond the Benefits Series from CH Insurance. Because Open Enrollment is upon us in New York State within the next...


Beyond the Benefits: Long-term Disability
Today we're exploring another important aspect of Group Benefits: Long-term disability. As an employer you're making decisions as you go...


Beyond the Benefits: Open Enrollment
Typically, employees are not allowed to change their insurance plans outside of open enrollment. As an employer who offers insurance...


Beyond the Benefits: Group Life Insurance
So what is Group Life Insurance? Let's begin there. "Here are some of the most frequently asked questions we hear. If you're considering...
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